General Liability
Shields your company from third-party bodily‑injury, property‑damage and personal/advertising‑injury claims, and pays defence costs.
Insurance Fresno
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Fresno, CA – Is a great place to live and work, with Forestiere Underground Gardens, Fresno Chaffee Zoo, and Inszone Insurance. Formerly operating as Valley Regional Insurance Services, our Inszone Fresno office has been helping clients find the best insurance for their unique needs for decades. If you’re interested in working with an insurance agency that will relate to your personal and business insurance needs, contact our Inszone team in Fresno today. Our experienced and expert insurance professionals leverage their experience and insights to offer you a true one-stop shopping experience. With access to a variety of custom insurance programs, our Inszone Fresno team will help you find the right insurance policy for your unique needs. Call us today for a FREE quote!
Shields your company from third-party bodily‑injury, property‑damage and personal/advertising‑injury claims, and pays defence costs.
Pays injured employees’ medical bills, wage replacement and employer‑liability defence, keeping you compliant in all 50 states.
Covers company cars, vans and heavy trucks for liability, physical damage and mandated filings, with carrier shopping for best rates.
Protects buildings, contents and business‑income from fire, theft, wind and other named perils—owner‑ or tenant‑occupied.
Bundles GL + property (and often BI & EPLI) into one small‑business package with a single premium and invoice.
Lets mid‑market firms bundle multiple lines (GL, auto, WC, umbrella, more) under one master policy for pricing & admin efficiency.
Provides contract, license/permit, court, fidelity and other surety guarantees so you meet legal or project obligations.
Pays defence and judgments if something you make, distribute or sell injures people or damages property.
Adds $1 m+ of extra limits over GL, auto, WC or E&O, satisfying large‑contract requirements and guarding against “nuclear” verdicts.
Covers suits alleging professional errors, omissions, mismanagement or breach of duty by owners, officers or staff.
Reimburses contractors for stolen, lost or damaged tools/materials in transit or on site; can include installation floaters.
Pays breach‑response costs, ransomware, business‑interruption and third‑party liability from cyber incidents—even for remote staff.
Covers your own or customers’ goods while hauled over‑the‑road (a gap most property and auto policies exclude).
Special liability for tow operators that protects customer vehicles while hooked up, plus garage‑keepers & roadside exposures.
Trades & GC package with GL, WC, inland‑marine and surety options, built around job‑site risks.
Tailors med‑spa/clinic liability, malpractice & cyber to HIPAA‑sensitive operations.
Owner‑occupied or lessor’s‑risk coverage blending building, loss‑of‑rent and liability.
E&O‑centric protection for lawyers, accountants, marketers and other white‑collar firms.
Covers production crews, venues and one‑off or annual events for liability, equipment and cancellation.
Combines garage‑keepers, dealers’ open‑lot, faulty‑workmanship and mobile‑mechanic coverages.
Blends GL, liquor, food‑borne‑illness, equipment breakdown and BI for eateries of any style.
Packages property, GL, D&O and umbrella for homeowner associations and common‑area risks.
Liability, comp/collision, optional rideshare, roadside & more for everyday vehicles.
Liability plus collision, accessories and optional medical‑pay for bikes & off‑road units.
Hull, liability, trailer and on‑water towing for everything from PWCs to yachts.
Physical‑damage, vacation‑liability and personal‑effects for motorhomes and towables.
Agreed‑value, limited‑use policies that keep antique or exotic cars insured at true worth.
Fills the coverage gap between personal auto and Uber/Lyft commercial phases.
Dwelling, contents and liability protection for owner‑occupied homes.
Personal‑property and tenant‑liability coverage for apartments or leased homes.
Structure, loss‑of‑rent and landlord‑liability for non‑owner‑occupied dwellings.
Stand‑alone or NFIP‑backed policies for water or seismic‑loss gaps.
Special‑form coverage for houses under remodel or sitting empty.
Tailored dwelling and contents protection for factory‑built homes.
Adds $1–5 m+ of liability over auto/home/boat limits, plus libel & slander.
Term, whole, universal and variable life for income‑replacement and legacy needs.
Reimburses vet bills for accidents, illnesses and hereditary conditions.
Auto & medical coverage recognised south of the border for U.S. travellers.
Event‑day liability, property damage and cancellation coverage for weddings, festivals, etc.
Pays recovery expenses and offers monitoring/restoration help after ID fraud.
Medical, Rx and preventive care plans that help recruit & retain talent.
Affordable eye‑care and dental coverage added to employer plans.
Employer‑paid (or voluntary) term life providing a lump‑sum death benefit to families.
Short‑ and long‑term income replacement when employees can’t work due to illness/injury.
Low‑cost access to attorney networks for wills, family law, landlord‑tenant and more.
Monitoring and restoration services bundled for employees and families.
ACA‑compliant or private plans for self‑employed or retirees.
Protects personal income streams when illness or accident strikes.
Senior‑market health, extended‑care and retirement‑income solutions.