Free professional guidance from your local Mortgage Broker since 1994. We offer a full line of mortgage loan programs for the purchase and refinance of residential real estate at the best possible interest rates for your specific situation. We are driven by the highest standards of integrity, professionalism, communication, and knowledgeable service. Let me be your go to answer guy for everything Real Estate and Mortgage Loans. FREE PRE-APPROVAL and MORTGAGE PLANNING- OneRay.com/apply Local office hours are posted for the branch office near CSUF in Fresno, CA. I am often available by appointment outside regular office hours via Telephone, Zoom, Google Meet, WhatsApp, and FaceBook Messenger. Schedule your time here: OneRay.com/appt Some of our residential property specialties include:
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